Goods-In-Transit

Cover for loss or damage caused by an accident, including loading and unloading, as goods move by vehicle or carrier.

Delivery worker in a red uniform holding a parcel beside an open vehicle

An advisor can help you confirm the limits, terms, conditions, and exclusions that apply to your situation.

General Insurance/Cargo & Marine

What this cover can help address.

Use this summary as a starting point. A policy's full terms, limits, exclusions, and conditions should guide the final decision.

Own goods in own vehicles
Own goods carried by carriers
Carriers conveying other people's goods

Start a quote and an advisor can help collect the details needed for the next step.

Get a quote

Who it is for

Retailers, distributors, and wholesalers moving stock
Logistics operators and carriers
Businesses moving goods between warehouses, ports, customers, or branches

Cover highlights

Loss or damage to goods during inland transit
Loading and unloading exposures where covered
Own goods or carrier liability arrangements depending on the policy

Helpful documents

Description and value of goods
Transit route and frequency
Vehicle or carrier information
Waybills, invoices, delivery notes, or shipment records

Know what to keep ready before there is a loss.

Claims guidance

Report damage or loss as soon as discovered, preserve damaged goods for inspection, keep waybills and invoices, and document the route, vehicle, carrier, and incident details.

Important limitations

Cover depends on declared goods, routes, limits, and transit conditions.
Unattended vehicle, poor packaging, or excluded goods may affect cover.
Marine cargo and goods-in-transit are related but not always interchangeable.

Common questions about Goods-In-Transit.

What is Goods-In-Transit Insurance?

It protects goods against covered loss or damage while they are being moved by vehicle or carrier.

Who needs goods-in-transit cover?

Businesses that move stock, materials, or customer goods between locations should consider it, especially where goods have meaningful replacement value.