Who it is for
- Building contractors and developers
- Construction project owners
- Businesses responsible for active construction sites
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Builders Liability Insurance
Construction liability cover designed around public, employers', contract works, and products liability exposures.
An advisor can help you confirm the limits, terms, conditions, and exclusions that apply to your situation.
General Insurance/Business
Get a quote What this cover can help address.
Use this summary as a starting point. A policy's full terms, limits, exclusions, and conditions should guide the final decision.
- Third-party injury or property damage
- Employee and subcontractor claims
- Damage to works, materials, tools, and equipment
Start a quote and an advisor can help collect the details needed for the next step.
Get a quoteCover highlights
- Public liability exposures from construction activity
- Employer or subcontractor-related injury exposures where selected
- Contract works, tools, equipment, and materials depending on the cover arranged
Helpful documents
- Project location and contract value
- Construction timeline and scope of work
- Details of contractors, employees, and subcontractors
- Risk management or safety information where available
Know what to keep ready before there is a loss.
Claims guidance
Notify A&G immediately after an incident, secure the site, take photographs, preserve witness details, and keep repair, medical, or legal documents for review.
Important limitations
- Cover depends on the project, selected sections, and contract conditions.
- Known defects, deliberate acts, and excluded perils may not be covered.
- Work outside the declared project scope may need separate review.
Common questions about Builders Liability Insurance.
What does builders liability insurance help protect?
It helps address construction-related liability and project exposures such as third-party injury, property damage, employee claims, and damage to works or materials where covered.
When should a contractor arrange builders liability cover?
It should be discussed before work begins so the project scope, contract value, site risks, and required limits can be reviewed.