Who it is for
- Private car owners
- Businesses with cars or light vehicles
- Drivers comparing third-party and comprehensive cover
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Motor Insurance
Protection against vehicle damage or loss from accidents, theft, fire, vandalism, and third-party liabilities.
An advisor can help you confirm the limits, terms, conditions, and exclusions that apply to your situation.
General Insurance/Mobility
Get a quote What this cover can help address.
Use this summary as a starting point. A policy's full terms, limits, exclusions, and conditions should guide the final decision.
- Third-party only cover
- Third-party, fire, and theft
- Comprehensive cover and optional extras
Start a quote and an advisor can help collect the details needed for the next step.
Get a quoteCover highlights
- Third-party liability for injury or property damage
- Own vehicle damage where comprehensive cover is selected
- Theft, fire, and additional extensions depending on the policy
Helpful documents
- Vehicle registration details
- Valid driver's licence information
- Vehicle value and use
- Previous claims or insurance history where requested
Know what to keep ready before there is a loss.
Claims guidance
After an accident, prioritize safety, report to the appropriate authorities where required, take photographs, exchange details, and contact A&G with the vehicle and incident information.
Important limitations
- Driving without a valid licence or outside policy terms may affect cover.
- Comprehensive, third-party fire and theft, and third-party only policies do not provide the same protection.
- Excesses, limits, and excluded uses should be reviewed before purchase.
Common questions about Motor Insurance.
What is the difference between third-party and comprehensive motor insurance?
Third-party cover focuses on liability to other people. Comprehensive cover can also protect the insured vehicle against covered damage or loss, subject to the policy wording.
What documents are useful for a motor insurance quote?
Vehicle registration details, driver information, vehicle value, vehicle use, and claims history are useful starting points.