Who it is for
- Factories and production businesses
- Organizations that depend on operational equipment
- Businesses with expensive machinery or repair exposure
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Machinery Breakdown
A specialist business cover for machinery risks. Speak with an A&G advisor to match protection to the equipment and operation.
An advisor can help you confirm the limits, terms, conditions, and exclusions that apply to your situation.
General Insurance/Business
Get a quote What this cover can help address.
Use this summary as a starting point. A policy's full terms, limits, exclusions, and conditions should guide the final decision.
- Business machinery risks
- Equipment-focused cover discussions
- Advice based on the operation and assets
Start a quote and an advisor can help collect the details needed for the next step.
Get a quoteCover highlights
- Sudden and unforeseen machinery breakdown where covered
- Repair or replacement cost support within policy limits
- Equipment-specific underwriting based on use, age, and maintenance
Helpful documents
- Equipment schedule and values
- Machine age, make, model, and use
- Maintenance history where available
- Business location and operating conditions
Know what to keep ready before there is a loss.
Claims guidance
Stop using damaged equipment where safe, report the breakdown, preserve affected parts, and keep technician reports, maintenance records, repair estimates, and photographs.
Important limitations
- Normal wear and tear or poor maintenance may not be covered.
- Equipment must be accurately declared and valued.
- Business interruption may require separate discussion or extension.
Common questions about Machinery Breakdown.
What does Machinery Breakdown Insurance help with?
It helps address repair or replacement costs from covered sudden machinery breakdown, subject to the policy wording.
Is maintenance history important for machinery insurance?
Yes. Maintenance records help underwriting and can be important when assessing breakdown claims.