Who it is for
- Private motorcycle owners
- Dispatch and delivery riders
- Businesses using motorcycles for operations
Back to Insurance Hub
Motorcycle Insurance
Financial security for riders against accidents, theft, fire, vandalism, and liabilities towards third parties.
An advisor can help you confirm the limits, terms, conditions, and exclusions that apply to your situation.
General Insurance/Mobility
Enquire about cover What this cover can help address.
Use this summary as a starting point. A policy's full terms, limits, exclusions, and conditions should guide the final decision.
- Third-party only cover
- Comprehensive motorcycle protection
- Optional accessory and pillion rider cover
Speak with our team about arranging this cover and the information needed.
Enquire about coverCover highlights
- Third-party liability protection
- Own motorcycle damage where comprehensive cover is selected
- Optional protection for accessories or pillion passengers where available
Helpful documents
- Motorcycle registration details
- Rider licence details
- Motorcycle value and use
- Claims or loss history where requested
Know what to keep ready before there is a loss.
Claims guidance
Report accidents promptly, keep police or traffic authority records where applicable, document damage with photographs, and share repair estimates or medical records when requested.
Important limitations
- Commercial use should be declared before cover is arranged.
- Unlicensed riding or excluded uses may affect claims.
- Accessories and passenger benefits only apply where selected.
Common questions about Motorcycle Insurance.
Can motorcycle insurance cover delivery use?
Delivery or business use should be declared during the quote process so the correct cover and terms can be reviewed.
Does motorcycle insurance cover theft?
Theft may be covered under comprehensive or selected theft cover, subject to the policy terms and security requirements.